Disclaimer

Welcome to SmartLedger (“we,” “our,” or “us”). This Disclaimer governs your use of our website, mobile applications, products, and services (collectively, the “Platform”). By accessing or using SmartLedger, you acknowledge and agree to the terms and limitations outlined in this Disclaimer.

Please read this document carefully. If you do not agree with any part of this Disclaimer, you should refrain from using our Platform and services.

1. General Information Only

The content, features, and tools provided on SmartLedger are intended solely for general informational and administrative purposes. SmartLedger does not offer legal, financial, investment, tax, or accounting advice.

Any information generated, stored, or displayed on SmartLedger (including invoices, reports, or analytics) should not be solely relied upon for making business, financial, or legal decisions. You are strongly advised to consult with certified professionals or advisors in relevant fields before acting on any information or documentation derived from this platform.

2. No Professional Advice

SmartLedger is a technology platform designed to help users automate and streamline billing, ledger management, and financial documentation. However, it is not a substitute for:

  • A licensed accountant or CPA,
  • A certified financial advisor,
  • A qualified legal professional.

We do not guarantee that the content generated or displayed by our system will be suitable for compliance with laws, regulations, or accounting standards applicable in your jurisdiction. You use the Platform at your own discretion and risk.

3. Accuracy and Completeness of Information

While we strive to ensure the accuracy and reliability of the information available on SmartLedger, we do not guarantee:

  • The completeness, correctness, or reliability of any content or data,
  • That all errors or omissions will be corrected promptly,
  • That all features or modules will perform without bugs or inaccuracies.

You acknowledge that the documents, reports, and outputs generated by SmartLedger depend heavily on the accuracy of the information you input. We are not responsible for errors or miscalculations resulting from incorrect, incomplete, or outdated data provided by you or your team.

4. Third-Party Integrations and Services

SmartLedger may integrate or link to third-party platforms or services, including but not limited to:

  • Payment processors,
  • Accounting software,
  • Cloud storage providers,
  • Government tax systems or banks.

We do not control or endorse the services or content of any third-party provider. Your use of third-party integrations is entirely at your own risk, and you should review their respective terms, policies, and disclaimers before using them.

We are not liable for any damages, errors, data losses, or financial losses caused by third-party platforms or service interruptions.

5. Limitation of Liability

To the fullest extent permitted by law, SmartLedger shall not be liable for any:

  • Direct, indirect, incidental, special, punitive, or consequential damages,
  • Financial losses or lost business opportunities,
  • Data breaches, loss of data, or system failures,
  • Errors in reporting, invoicing, or analytics,
  • Legal penalties or tax fines incurred as a result of reliance on SmartLedger.

This limitation applies even if we have been advised of the possibility of such damages or losses.

You agree that your sole and exclusive remedy for dissatisfaction with the Platform is to discontinue using it.

6. Data and System Security

SmartLedger implements industry-standard security protocols to safeguard your data. However, no online platform can be entirely immune to cyberattacks, data breaches, or unauthorized access.

We do not guarantee:

  • That SmartLedger will be free from viruses, worms, or other malicious software,
  • That your data will never be exposed or compromised due to cyberattacks or third-party intrusion,
  • Continuous, uninterrupted access to our Platform.

You are responsible for:

  • Ensuring your devices are secure,
  • Using strong passwords and secure credentials,
  • Taking appropriate steps to back up your data regularly.

7. User Responsibility

As a user of SmartLedger, you are solely responsible for:

  • The accuracy and legality of all data you input into the system,
  • Proper classification and categorization of invoices or expenses,
  • Timely submission of documents or reports to regulatory authorities,
  • Compliance with local, regional, or international tax, finance, and accounting laws.

You understand that SmartLedger is a tool to assist, not automate compliance in full, and that ultimate responsibility lies with you or your business entity.

8. No Guarantee of Business or Financial Results

Using SmartLedger does not guarantee any specific outcome, such as:

  • Increased revenue or profit,
  • Tax savings or benefits,
  • Business growth or scalability,
  • Regulatory compliance or approval.

Every business scenario is unique, and your results will depend on multiple factors beyond our control, including but not limited to your business strategy, compliance discipline, market conditions, and legal requirements in your jurisdiction.

9. Changes to Services and Features

We reserve the right to:

  • Modify or discontinue any aspect of SmartLedger at any time without prior notice,
  • Add, change, or remove features, plans, or subscription models,
  • Suspend access to any part of the Platform for maintenance, upgrades, or unforeseen circumstances.

We are not liable for any consequences resulting from the unavailability or modification of the Platform or its features.

10. Intellectual Property and Content Ownership

All content, logos, software, and proprietary features on SmartLedger are the intellectual property of SmartLedger or its licensors.

You agree not to:

  • Copy, replicate, sell, resell, or redistribute our platform or its content,
  • Reverse engineer, decompile, or attempt to extract the source code,
  • Use the Platform in violation of intellectual property laws.

Violation of this section may result in immediate account suspension and legal action.

11. Geographic Restrictions and Jurisdictional Differences

SmartLedger may not be available or suitable for use in all jurisdictions. It is your responsibility to determine whether using SmartLedger is legally permitted and appropriate in your country or state.

Some features may not function properly or may be restricted based on:

  • Your region or local compliance laws,
  • Payment gateway integrations,
  • Financial reporting or tax requirements.

We do not guarantee that our services comply with regulations in every jurisdiction.

12. Use at Your Own Risk

You understand and agree that your use of SmartLedger is at your sole risk. You assume full responsibility for any loss of business, legal liability, tax penalties, or other consequences resulting from use of or reliance on the Platform.

13. No Warranty

SmartLedger is provided “as is” and “as available.” We disclaim all warranties, express or implied, including but not limited to:

  • Warranties of merchantability,
  • Fitness for a particular purpose,
  • Accuracy of results,
  • Non-infringement.

We make no representations or warranties about:

  • The reliability, accuracy, or availability of the Platform,
  • The suitability of SmartLedger for any specific task or industry.

14. Testimonials and Case Studies

Any testimonials, case studies, or success stories displayed on our website are provided by real users, but results may vary. These examples are not intended to represent or guarantee that any user will achieve the same or similar outcomes.

15. Force Majeure

We are not responsible for any delay or failure in performance resulting from causes beyond our reasonable control, including:

  • Natural disasters,
  • Acts of war or terrorism,
  • Government restrictions or regulations,
  • Internet service interruptions,
  • Power outages or labor disputes.

16. Indemnification

You agree to indemnify, defend, and hold harmless SmartLedger, its directors, officers, employees, and affiliates from and against any claims, losses, liabilities, damages, or expenses arising from:

  • Your use of the Platform,
  • Your breach of this Disclaimer or any applicable law,
  • Your violation of third-party rights, including intellectual property or privacy rights.

17. Updates to Disclaimer

We may revise this Disclaimer at any time. When we do, we will update the “Effective Date” at the top of this page.

It is your responsibility to review this Disclaimer periodically to stay informed of any changes. Continued use of SmartLedger after changes have been posted constitutes your acceptance of the revised Disclaimer.

18. Contact Us

If you have any questions or concerns regarding this Disclaimer, please contact:

SmartLedger Support
Email: support@smartledger.com
Website: https://www.smartledger.com

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