Welcome to SmartLedger. These Terms and Conditions (“Terms”) govern your use of our platform, services, website, and applications (collectively, the “Services”) offered by SmartLedger (“we,” “our,” or “us”).
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to any part of these Terms, please do not use the Services.
1. Eligibility
To use SmartLedger, you must:
- Be at least 18 years old (or the age of majority in your jurisdiction),
- Have the legal authority to enter into a binding agreement,
- Agree to use the Services in compliance with all applicable laws and regulations.
We may, at our sole discretion, refuse to offer the Services to any person or entity.
2. Account Registration
To access some features of SmartLedger, you will need to create an account.
You agree to:
- Provide accurate, current, and complete information during the registration process.
- Maintain and promptly update your information to keep it accurate and complete.
- Maintain the confidentiality of your login credentials.
- Notify us immediately of any unauthorized use of your account.
You are solely responsible for all activities that occur under your account.
3. Description of Services
SmartLedger provides a suite of digital tools including:
- Invoice generation and management,
- Automated billing,
- Expense tracking,
- Financial reporting,
- Integration with payment gateways,
- User dashboards for financial oversight.
We reserve the right to modify, update, or discontinue any part of the Services without notice.
4. User Responsibilities
You agree not to:
- Use the Services for any unlawful, harmful, or fraudulent purpose.
- Violate any applicable local, state, national, or international law or regulation.
- Upload, post, or transmit any viruses, malware, or harmful code.
- Interfere with or disrupt the integrity or performance of the Services.
- Attempt to gain unauthorized access to any portion of the Services.
You are responsible for maintaining backup copies of your data. We are not liable for any data loss resulting from your failure to maintain backups.
5. Subscription and Fees
SmartLedger may offer both free and paid subscription plans.
If you opt for a paid plan:
- Fees will be clearly communicated at the time of purchase.
- You authorize SmartLedger to charge your payment method on a recurring basis.
- All fees are non-refundable unless stated otherwise.
We may change our pricing and plans with notice to you. Continued use of the Services after such changes implies your acceptance.
6. Intellectual Property
All content, trademarks, logos, and intellectual property related to SmartLedger are the exclusive property of SmartLedger or its licensors.
You are granted a limited, non-transferable, non-exclusive license to use the Services for personal or internal business purposes. You may not:
- Modify, copy, or distribute our content without our prior written consent.
- Reverse engineer, decompile, or disassemble any aspect of the Services.
7. Third-Party Services
SmartLedger may integrate or interact with third-party services such as payment processors or accounting software.
We are not responsible for:
- The content or practices of third-party websites or services,
- Any transaction between you and third-party providers.
Your use of any third-party services is subject to their terms and policies.
8. Data Privacy and Security
Our Privacy Policy explains how we collect, use, and protect your personal data.
We implement industry-standard measures to protect your data but cannot guarantee absolute security. You are responsible for safeguarding your login credentials and for all activity conducted under your account.
9. Termination
We may suspend or terminate your account at any time, without notice or liability, if you:
- Breach these Terms,
- Engage in illegal activity,
- Act in a manner that could harm our reputation or operations.
Upon termination:
- Your access to the Services will be disabled,
- All rights granted to you under these Terms will cease,
- Your data may be deleted, unless retention is required by law.
You may terminate your account by contacting us or discontinuing your use of the Services.
10. Disclaimers
SmartLedger is provided “as is” and “as available.”
We do not guarantee:
- That the Services will be uninterrupted or error-free,
- The accuracy, reliability, or completeness of any content,
- That any defects or bugs will be corrected.
To the maximum extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.
11. Limitation of Liability
To the maximum extent permitted by law, SmartLedger and its affiliates, directors, employees, and agents shall not be liable for any:
- Indirect, incidental, special, consequential, or punitive damages,
- Loss of profits, revenue, data, or goodwill,
- Business interruption or personal injury.
Our total liability to you for all claims under these Terms shall not exceed the amount paid by you to SmartLedger in the six (6) months preceding the claim.
12. Indemnification
You agree to defend, indemnify, and hold harmless SmartLedger and its affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of:
- Your use or misuse of the Services,
- Your breach of these Terms,
- Your violation of any rights of a third party.
13. Governing Law and Dispute Resolution
These Terms are governed by and construed under the laws of [Your Country/State].
In the event of a dispute:
- You agree to first attempt resolution through informal means by contacting us.
- If unresolved, disputes will be submitted to binding arbitration or competent courts in [Your Jurisdiction].
You waive any right to participate in class actions or jury trials.
14. Modifications to Terms
We may update these Terms from time to time. Changes will be effective upon posting the revised Terms on our website. We will notify you of significant changes via email or through the platform.
Continued use of the Services after the changes take effect constitutes your agreement to the revised Terms.
15. Force Majeure
We shall not be held liable for any delay or failure to perform due to causes beyond our reasonable control, including but not limited to natural disasters, war, terrorism, cyberattacks, government actions, or service outages.
16. Miscellaneous
- Entire Agreement: These Terms and our Privacy Policy represent the entire agreement between you and SmartLedger.
- No Waiver: Our failure to enforce any part of these Terms is not a waiver of our right to do so later.
- Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in effect.
- Assignment: You may not transfer or assign your rights under these Terms without our prior written consent.
17. Contact Information
If you have any questions about these Terms, please contact us at:
SmartLedger Support
Email: support@smartledger.com
Website: https://www.smartledger.com